Provide one-on-one or group adult education programs that cover topics such as basic budgeting, bank use, credit management, bankruptcy, credit building and counseling, homeownership, retirement, divorce, etc.
Support subsidized asset accumulation programs in which deposits by low and moderate income participants are matched by program sponsors; withdrawals must be used for qualified expenses to retain matching funds
Support programs that provide matched dollar incentives for low or moderate income individuals to place some or all of their tax refund in a savings account
Support programs that provide small loans, usually to disadvantaged individuals, to start or expand a small business, often with business training and other assistance
