Strategies

Provide information and increase motivation to change or prevent problematic alcohol consumption in a short session; also called alcohol screening & brief intervention

Establish publicly funded investment accounts for every newborn, accessible at age 18

Expand broadband availability and adoption in unserved and underserved areas through initiatives that address infrastructure and cost barriers

Provide financial assistance to working parents, or parents attending school, to pay for child care

Build assets through child development accounts (CDAs) with contributions from a sponsoring organization, such as government agencies or nonprofits, and family, friends; also called children’s savings accounts (CSAs)

Expand federal or state child tax credits by increasing credit amounts, making credits refundable, decreasing or eliminating the earnings threshold, or creating a fully refundable supplement

Support financial institutions providing services to underserved and disadvantaged communities

Offer debt advice from trained providers to tenants with unpaid, overdue rent to help repay debt and increase financial literacy

Use specialized courts to offer criminal offenders with drug dependency problems an alternative to adjudication or incarceration

Expand refundable earned income tax credits for working individuals and families with low to moderate incomes