Strategies

Support subsidized asset accumulation programs in which deposits by participants with low and moderate incomes are matched by program sponsors; withdrawals must be used for qualified expenses to retain matching funds

Establish a relationship between an older adult and a child, adolescent, or college student through social interactions or a variety of educational and art activities

Establish locally mandated wages that are higher than state or federal minimum wage levels

Support programs that provide matched dollar incentives for low or moderate income individuals to place some or all of their tax refund in a savings account

Provide an 8 or 12 hour training to educate laypeople about how to assist individuals with mental health problems or at risk for problems such as depression, anxiety, and substance use disorders

Increase the lowest hourly, daily, or monthly compensation that employers may legally pay to workers

Provided work supports for low income individuals and families (e.g., job search assistance, transitional jobs, subsidized child care, health insurance, etc.); participants worked at least 30 hours/week

Require employers in an affected jurisdiction to provide paid time off for employees to use when ill or injured

Engage community members to determine how public budgets are spent, ideally to improve neighborhood conditions and reduce inequality.

Regulate short-term loans that must be repaid by a borrower’s next pay day via bans, caps on maximum interest rates and loan amounts, or require minimum loan terms and credit cost