Strategies

Initiate or increase retailer compliance checks, shoulder tap operations, parking lot observation outside alcohol establishments for laws that prohibit alcohol sales to minors

Provide education on basic budgeting, bank use, credit management, bankruptcy, credit building and counseling, homeownership, retirement, divorce, etc.

Apologize for discriminatory housing policies; increase subsidies, financing, and paths to homeownership for people of color; and invest in systematically disadvantaged neighborhoods

Support subsidized asset accumulation programs in which deposits by participants with low and moderate incomes are matched by program sponsors; withdrawals must be used for qualified expenses to retain matching funds

Require wholesalers or retailers to record an identification number for beer kegs and a purchaser’s information (e.g., name and address, date of birth, etc.) at the time of purchase

Return the rights to land, property, and resources to Native people as part of policies and initiatives that promote tribal sovereignty

Use television, radio, print, and social media efforts to increase awareness of underage drinking and its consequences

Support programs that provide matched dollar incentives for low or moderate income individuals to place some or all of their tax refund in a savings account

Allow eligible patients to use marijuana for medical purposes; often called medical marijuana laws (MMLs)

Support programs that provide small loans, usually to individuals with lower incomes, to start or expand a small business, often with business development training and other technical assistance