Strategies

Match disadvantaged or at-risk youth with volunteer mentors in school or community settings

Offer debt advice from trained providers to tenants with unpaid, overdue rent to help repay debt and increase financial literacy

Provide tailored health information and assistance with decision making, behavior change, and emotional support via digital interactive programs

Provide education on basic budgeting, bank use, credit management, bankruptcy, credit building and counseling, homeownership, retirement, divorce, etc.

Apologize for discriminatory housing policies; increase subsidies, financing, and paths to homeownership for people of color; and invest in systematically disadvantaged neighborhoods

Support funds that help create or maintain affordable housing, subsidize rental housing, and assist homebuyers with low incomes and non-profit housing developers

Provide funding via tax credits at the state and local level to support development and rehabilitation costs of low income rental housing

Apologize for the history and legacy of slavery and provide direct payments or community investments to Black descendants of people enslaved in the U.S.

Provide short-term employment opportunities for youth, especially those from disadvantaged backgrounds