Strategies

Provide information and increase motivation to change or prevent problematic alcohol consumption in a short session; also called alcohol screening & brief intervention

Establish publicly funded investment accounts for every newborn, accessible at age 18

Expand broadband availability and adoption in unserved and underserved areas through initiatives that address infrastructure and cost barriers

Build assets through child development accounts (CDAs) with contributions from a sponsoring organization, such as government agencies or nonprofits, and family, friends; also called children’s savings accounts (CSAs)

Support financial institutions providing services to underserved and disadvantaged communities

Offer debt advice from trained providers to tenants with unpaid, overdue rent to help repay debt and increase financial literacy

Use specialized courts to offer criminal offenders with drug dependency problems an alternative to adjudication or incarceration

Provide confidential worksite-based counseling and referrals to employees to address personal and workplace challenges

Use specialized courts to work with parents involved in the child welfare system who may lose custody of their children due to substance abuse

Provide education on basic budgeting, bank use, credit management, bankruptcy, credit building and counseling, homeownership, retirement, divorce, etc.