Strategies: Racial Wealth Building

Regulate short-term loans that must be repaid by a borrower’s next pay day via bans, caps on maximum interest rates and loan amounts, or require minimum loan terms and credit cost

Provide publicly funded pre-kindergarten (pre-K) education to 3- and 4-year-olds, through large-scale or universal efforts

Offer a refundable tax credit to working families with qualifying children or other dependents that receive care outside the home (e.g., a spouse with disabilities)

Apologize for the history and legacy of slavery and provide direct payments or community investments to Black descendants of people enslaved in the U.S.

Provide industry-focused education and job training based on the needs of regional employers within specific sectors

Coordinate access to services across delivery systems and disciplinary boundaries (e.g., housing, disability, physical health, mental health, child welfare, workforce services, etc.)

Create designated tax districts that generate revenue to invest in affordable housing initiatives, blight remediation, and economic development efforts

Establish time-limited, subsidized, paid jobs to help individuals with barriers to employment transition to unsubsidized employment

Increase compensation provided to unemployed workers looking for jobs by expanding eligibility, amount, or duration of benefits

Provide all individuals with regular cash transfers, without conditions, over their lifetimes