Strategies

Support acquisition of job-specific skills through education, certification programs, or on-the-job training, often with personal development resources and other supports

Expand broadband availability and adoption in unserved and underserved areas through initiatives that address infrastructure and cost barriers

Deliver tobacco cessation advice and motivational messages via text or video message

Provide financial assistance to working parents, or parents attending school, to pay for child care

Offer debt advice from trained providers to tenants with unpaid, overdue rent to help repay debt and increase financial literacy

Expand refundable earned income tax credits for working individuals and families with low to moderate incomes

Provide education on basic budgeting, bank use, credit management, bankruptcy, credit building and counseling, homeownership, retirement, divorce, etc.

Adopt policies that allow custodial parents who receive Temporary Assistance for Needy Families (TANF) to collect all child support paid by the non-custodial parent; no portion is retained by the state

Offer programs to help individuals without a high school diploma or its equivalent achieve a high school equivalency credential

Support subsidized asset accumulation programs in which deposits by participants with low and moderate incomes are matched by program sponsors; withdrawals must be used for qualified expenses to retain matching funds