Strategies

Regulate short-term loans that must be repaid by a borrower’s next pay day via bans, caps on maximum interest rates and loan amounts, or require minimum loan terms and credit cost

Allow adults to possess a limited amount of marijuana for personal, non-medical use

Increase enforcement of laws that prohibit alcoholic beverage service to intoxicated customers, usually with fines, imprisonment, or revocation of a license

Promote abstinence from sexual activity, generally only with mention of condoms and birth control to highlight failure rates

Require a minimum age for sellers in off-premise locations that sell alcohol and servers and bartenders in on-premise locations